Green

We are on the so-called budget plan for heating oil up in here in the Northeast. That means we spread the payments out over 12 months and have a capped price per gallon, but if the price of oil is lower, we pay that instead. Part of the reason that this arrangment is attractive to us is that we are contractors, and our monthly cash flow is dicey enough as it is, fluctuating with our project work. Our heating oil tank is 500 gallons. With the cost of heating oil just recently reported at $5.30, a "fill up" would be a $2650.00 hit that could kill us in a month when our receivables are low. So we do the budget plan and spread it out over 12 months. Last year: $175.00 a month This year: $480.00 a month Increase: $305.00