Jobless hit with bank fees re:unemployment benefits

Promoted. Some banks, like Bank of America, charge $35 - $39 per overage. If you have $20 left in your account before the next paycheck hits and an unexpected item -- say a $20 maintenance fee -- hits just before 3 small checks for under $5 come in, you can suddenly find yourself over $100 in the red. Some banks will refund those overages. Some will not. Originally posted 2009-02-19 20:22:40 -0500. -- GH

The last time I received unemployment compensation in Texas, a check came in the mail.  I was quite surprised to read how the states cut deals with major banks to handle unemployment benefits nowadays..... Following is an excerpt:

Banks slapping fees on unemployment benefit debit cards

For hundreds of thousands of workers losing their jobs during the recession, there's a new twist to their financial pain: Even when they're collecting unemployment benefits, they're paying the bank just to get the money — or even to call customer service to complain about it.

Thirty states have struck such deals with banks that include Citigroup Inc., Bank of America Corp., JP Morgan Chase and US Bancorp, an Associated Press review of the agreements found. All the programs carry fees, and in several states the unemployed have no choice but to use the debit cards. Some banks even charge overdraft fees of up to $20 — even though they could decline charges for more than what's on the card.

There has got to be a better way.....and pressure from the grassroots usually gets the trick done! Thoughts?